How It Works

Requesting a loan is easy with Lending Buddies. Fill out one easy form on Lending Buddies and your inquiry will be submitted to our large network of lenders. Loan amounts range from $100 to $5,000 (exact amounts vary based on lender programs and your state of residence). You can have a response from one of our lenders the same day, and often within minutes. Once your loan is approved, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next day.

Most lenders have the following requirements to be approved:

To be accepted by most lenders in our network, you should:

Be employed at your present job for at least 90 days.
Be a US citizen or a permanent resident, and over the age of 18.
Have an income of around $1,000 per month after tax deductions.
Have a checking account in your name.
Provide a working telephone number for your home and work.
Provide a valid email address.

Quick Inquiry Process

Through our secure technology, we will find a lender in our network that is willing to take work with you based on the information you submit. Once we have a lender ready to work with you, that lender will contact you to get any additional information they might need (such as verification of employment, pay stubs, etc.).

Cash Sent Directly to You

After your lender has taken and approved your request, cash will be deposited directly into your bank account. That means you don't have to take a trip to the bank to endorse and deposit a check or pay check-cashing fees.

Private and Secure

Your personal information is transmitted with secure, state-of-the-art encryption technologies so you can be sure your data is safe and protected.